IDO's RMS web designs integrates with your own merchant account. Our clients online store can be set to authorize only, or authorization-capture credit card mode. The transaction can then capture payment at shipment if desired. Our RMS also supports void & refund, partial refunds, ad hoc charges, mark transactions as fraud, ban fraud users from site, recurring orders/payments for auto ship products, CV2 (credit card security code entry) and address verification codes. More features we offer are credit card numbers that are never displayed on site [but are remembered for users in an encrypted state (shown as ****1111 on site) storage can be disabled by both store admin and customers if they choose], disable storing of credit cards if desired (we recommend that you don't store credit cards on your site...it is almost never needed anymore), don't require account sign-up on checkout (e.g. skip registration on checkout or a non-checkout), hide all references to "shipping" (e.g. useful for software, or download sites), force billing address to be the same as shipping address, set a minimum order total threshold for proceed to checkout (e.g. must purchase over $100), automatically create drop-ship and special order/purchase order to vendor and a multi-level pricing list.