IDO's RMS web designs integrates with your own merchant account. Our clients online store can be set to authorize only, or authorization-capture credit card mode. The transaction can then capture payment at shipment if desired. Our RMS also supports void & refund, partial refunds, ad hoc charges, mark transactions as fraud, ban fraud users from site, recurring orders/payments for auto ship products, CV2 (credit card security code entry) and address verification codes. More features we offer are credit card numbers that are never displayed on site [but are remembered for users in an encrypted state (shown as ****1111 on site) storage can be disabled by both store administrator and customers if they choose, disable storing of credit cards if desired (we recommend that you don't store credit cards on your site, it is almost never needed anymore), don't require account sign-up on checkout (e.g. skip registration on checkout or a non-checkout), hide all references to "shipping" (e.g. useful for software, or download sites), force billing address to be the same as shipping address, set a minimum order total threshold for proceed to checkout (e.g. must purchase over $100), automatically create drop-ship and special order/purchase order to vendor and a multi-level pricing list.